Housing Information Center

 

This page was developed to provide tools for analyzing housing markets; a directory of housing resources available in the Marshall Minnesota service area; sources of statistical data on housing issues; and, a listing of current housing research publications. With these tools, the Regional Data Information Center has assembled a method for users to substantiate housing needs as well as leverage resources to meet the identified need.

Tools

Money Wise Home Ownership Tools

Home Loan - Income Qualification Calculator

Home Loan - Prepayment Calculator

Home Loan - How much house can you afford?

Home Loan - Prepayment vs. Investment -- which is best for you? If you have an extra amount you can pay each month should you pay down your loan or invest it.

Calculate how long a home loan will last with a set payment, or find how much to pay to end your loan at a certain time period.

Housing Market Analysis Template (under construction)

 

Housing Resources - Available Housing

 

Housing Resources - Financial

Local Bank Resources

Minnesota Housing Finance Agency

Minnesota Department of Trade and Economic Development

Greater Minnesota Housing Fund

Minnesota Housing Partnership

Department of Housing and Urban Development - Minnesota Office

Department of Housing and Urban Development - National Office

Federal Housing Administration

Federal Home Loan Board of Des Moines

Federal Housing Finance Board

National Association of Housing and Redevelopment Officials

Low Income Housing Energy Assistance Program - National Office

State of Minnesota - Energy Assistance Program

USDA Rural Development - Rural Housing Services

Veterans Administration - Housing Programs

 

Facts and Figures

U.S Census - Housing Statistics

Marshall, Minnesota

Illustrative Indicators of the Marshall Minnesota Housing Profile

Research and Publications

Sample Market Studies (under construction)

Fannie Mae Research

HUD User

Examples of Affordable Rural Housing Projects

 


Banks


21st Century Bank...........................(507) 629-3010
 101 3 St TRACY MN 56175-1211 

Community First National Bank...............(507) 537-1411
 1410 E College Dr MARSHALL MN 56258-2027 

Empire State Bank...........................(507) 423-6285
 COTTONWOOD MN 56229

First American Bank Southwest...............(507) 537-0222
 208 East College Dr MARSHALL MN 56258-1818 

Heartland State Bank........................(507) 752-7020
 214 Main St LAMBERTON MN 56152-1115 

Minnesota Valley Bank.......................(507) 532-1000
 301 Baseline Rd MARSHALL MN 56258 

Minnesota Valley Bank.......................(507) 537-4762
 301 Baseline Rd MARSHALL MN 56258 

Norwest Bank Minnesota Southwest NA.........(507) 532-4422
 1422 E College Dr MARSHALL MN 56258-2014 

Norwest Bank Minnesota Southwest NA.........(507) 532-4405
 400 W Main MARSHALL MN 56258-1315
 web address: www.norwest.com 

State Bank Of Taunton.......................(507) 872-6136
 1st Main TAUNTON MN 56291 

TCF Bank Fsb...............................(507) 537-1584
 105 S Market St MARSHALL MN 56258-2643 
 web address: www.tcfbank.com

United Southwest Bank.......................(507) 532-9151
 1403 E College Dr MARSHALL MN 56258-2013 


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1990 US Census Data


Marshall city:


HOUSING UNITS
Universe: Housing units
Total....................................................................4692
OCCUPANCY STATUS
Universe: Housing units
Occupied.................................................................4443
Vacant....................................................................249
TENURE
Universe: Occupied housing units
Owner occupied...........................................................2557
Renter occupied..........................................................1886
URBAN AND RURAL
Universe: Housing units
Urban:
  Inside urbanized area.....................................................0
  Outside urbanized area....................................................0
Rural.......................................................................0
Not defined for this file................................................4692
VACANCY STATUS
Universe: Vacant housing units
For rent..................................................................168
For sale only..............................................................32
Rented or sold, not occupied...............................................22
For seasonal, recreational, or occasional use...............................8
For migrant workers.........................................................0
Other vacant...............................................................19
BOARDED-UP STATUS
Universe: Vacant housing units
Boarded up..................................................................2
Not boarded up............................................................247
USUAL HOME ELSEWHERE
Universe: Vacant housing units
Vacant, usual home elsewhere...............................................11
All other vacants.........................................................238
RACE OF HOUSEHOLDER
Universe: Occupied housing units
White....................................................................4391
Black......................................................................11
American Indian, Eskimo, or Aleut...........................................8
Asian or Pacific Islander..................................................15
Other race.................................................................18
TENURE BY RACE OF HOUSEHOLDER
Universe: Occupied housing units
Owner occupied
 White...................................................................2542
 Black......................................................................2
 American Indian, Eskimo, or Aleut..........................................2
 Asian or Pacific Islander..................................................5
 Other race.................................................................6
Renter occupied
 White...................................................................1849
 Black......................................................................9
 American Indian, Eskimo, or Aleut..........................................6
 Asian or Pacific Islander.................................................10
 Other race................................................................12
HISPANIC ORIGIN OF HOUSEHOLDER BY RACE OF HOUSEHOLDER
Universe: Occupied housing units
Not of Hispanic origin
 White...................................................................4376
 Black.....................................................................11
 American Indian, Eskimo, or Aleut..........................................8
 Asian or Pacific Islander.................................................15
 Other race.................................................................0
Hispanic origin
 White.....................................................................15
 Black......................................................................0
 American Indian, Eskimo, or Aleut..........................................0
 Asian or Pacific Islander..................................................0
 Other race................................................................18
TENURE BY RACE OF HOUSEHOLDER
Universe: Occupied housing units with householder of Hispanic origin
Owner occupied
 White......................................................................5
 Black......................................................................0
 American Indian, Eskimo, or Aleut..........................................0
 Asian or Pacific Islander..................................................0
 Other race.................................................................6
Renter occupied
 White.....................................................................10
 Black......................................................................0
 American Indian, Eskimo, or Aleut..........................................0
 Asian or Pacific Islander..................................................0
 Other race................................................................12
TENURE BY AGE OF HOUSEHOLDER
Universe: Occupied housing units
Owner occupied
 15 to 24 years............................................................34
 25 to 34 years...........................................................458
 35 to 44 years...........................................................634
 45 to 54 years...........................................................421
 55 to 64 years...........................................................340
 65 to 74 years...........................................................380
 75 years and over........................................................290
Renter occupied
 15 to 24 years...........................................................492
 25 to 34 years...........................................................519
 35 to 44 years...........................................................249
 45 to 54 years...........................................................130
 55 to 64 years............................................................93
 65 to 74 years...........................................................132
 75 years and over........................................................271
ROOMS
Universe: Housing units
1 room.....................................................................64
2 rooms...................................................................179
3 rooms...................................................................532
4 rooms...................................................................968
5 rooms...................................................................878
6 rooms...................................................................669
7 rooms...................................................................523
8 rooms...................................................................427
9 or more rooms...........................................................452
AGGREGATE ROOMS
Universe: Housing units
Total...................................................................25891
AGGREGATE ROOMS BY TENURE
Universe: Occupied housing units
Total
 Owner occupied.........................................................17284
 Renter occupied.........................................................7589
AGGREGATE ROOMS BY VACANCY STATUS
Universe: Vacant housing units
Total
 For rent.................................................................565
 For sale only............................................................194
 Rented or sold, not occupied.............................................129
 For seasonal, recreational, or occasional use.............................35
 For migrant workers........................................................0
 Other vacant..............................................................95
PERSONS IN UNIT
Universe: Occupied housing units
1 person.................................................................1276
2 persons................................................................1479
3 persons.................................................................663
4 persons.................................................................668
5 persons.................................................................262
6 persons..................................................................64
7 or more persons..........................................................31
PERSONS PER OCCUPIED HOUSING UNIT
Universe: Occupied housing units
Persons per occupied housing unit........................................2.43
TENURE BY PERSONS IN UNIT
Universe: Occupied housing units
Owner occupied
 1 person.................................................................423
 2 persons................................................................897
 3 persons................................................................429
 4 persons................................................................515
 5 persons................................................................222
 6 persons.................................................................47
 7 or more persons.........................................................24
Renter occupied
 1 person.................................................................853
 2 persons................................................................582
 3 persons................................................................234
 4 persons................................................................153
 5 persons.................................................................40
 6 persons.................................................................17
 7 or more persons..........................................................7
PERSONS PER OCCUPIED HOUSING UNIT BY TENURE
Universe: Occupied housing units
Persons per occupied housing unit
 Owner occupied..........................................................2.79
 Renter occupied.........................................................1.95
AGGREGATE PERSONS
Universe: Persons in occupied housing units
Total...................................................................10813
AGGREGATE PERSONS BY TENURE
Universe: Persons in occupied housing units
Total
 Owner occupied..........................................................7129
 Renter occupied.........................................................3684
PERSONS PER ROOM
Universe: Occupied housing units
0.50 or less.............................................................3267
0.51 to 1.00.............................................................1130
1.01 to 1.50...............................................................34
1.51 to 2.00...............................................................11
2.01 or more................................................................1
TENURE BY PERSONS PER ROOM
Universe: Occupied housing units
Owner occupied
 0.50 or less............................................................1928
 0.51 to 1.00.............................................................616
 1.01 to 1.50..............................................................10
 1.51 to 2.00...............................................................3
 2.01 or more...............................................................0
Renter occupied
 0.50 or less............................................................1339
 0.51 to 1.00.............................................................514
 1.01 to 1.50..............................................................24
 1.51 to 2.00...............................................................8
 2.01 or more...............................................................1
VALUE
Universe: Specified owner-occupied housing units
Less than $15,000..........................................................12
$15,000 to $19,999.........................................................30
$20,000 to $24,999.........................................................32
$25,000 to $29,999.........................................................64
$30,000 to $34,999.........................................................99
$35,000 to $39,999.........................................................97
$40,000 to $44,999........................................................144
$45,000 to $49,999........................................................193
$50,000 to $59,999........................................................457
$60,000 to $74,999........................................................545
$75,000 to $99,999........................................................406
$100,000 to $124,999......................................................100
$125,000 to $149,999.......................................................44
$150,000 to $174,999.......................................................23
$175,000 to $199,999........................................................5
$200,000 to $249,999........................................................5
$250,000 to $299,999........................................................2
$300,000 to $399,999........................................................0
$400,000 to $499,999........................................................0
$500,000 or more............................................................0
LOWER VALUE QUARTILE
Universe: Specified owner-occupied housing units
Lower value quartile....................................................47200
MEDIAN VALUE
Universe: Specified owner-occupied housing units
Median value............................................................60000
UPPER VALUE QUARTILE
Universe: Specified owner-occupied housing units
Upper value quartile....................................................76300
AGGREGATE VALUE
Universe: Specified owner-occupied housing units
Total.....................................................................144971500
RACE OF HOUSEHOLDER
Universe: Specified owner-occupied housing units
White....................................................................2246
Black.......................................................................2
American Indian, Eskimo, or Aleut...........................................1
Asian or Pacific Islander...................................................4
Other race..................................................................5
AGGREGATE VALUE BY RACE OF HOUSEHOLDER
Universe: Specified owner-occupied housing units
Total
 White....................................................................144259000
 Black.......................................................................135000
 American Indian, Eskimo, or Aleut............................................52500
 Asian or Pacific Islander...................................................342500
 Other race..................................................................182500
HISPANIC ORIGIN OF HOUSEHOLDER
Universe: Specified owner-occupied housing units
Not of Hispanic origin...................................................2249
Hispanic origin.............................................................9
AGGREGATE VALUE BY HISPANIC ORIGIN OF HOUSEHOLDER
Universe: Specified owner-occupied housing units
Total
 Not of Hispanic origin...................................................144614000
 Hispanic origin.............................................................357500
AGGREGATE VALUE BY UNITS IN STRUCTURE
Universe: Owner-occupied housing units
Total
 1, detached..............................................................153529500
 1, attached................................................................1802500
 2..........................................................................1720000
 3 or more..................................................................2375000
 Mobile home or trailer......................................................915500
 Other......................................................................1090000
VACANCY STATUS
Universe: Vacant housing units
Specified vacant for rent.................................................167
Specified vacant for sale only.............................................27
All other vacants..........................................................55
AGGREGATE PRICE ASKED
Universe: Specified vacant-for-sale-only housing units
Total.......................................................................1306500
CONTRACT RENT
Universe: Specified renter-occupied housing units
With cash rent:
  Less than $100...........................................................86
  $100 to $149............................................................184
  $150 to $199............................................................202
  $200 to $249............................................................274
  $250 to $299............................................................295
  $300 to $349............................................................279
  $350 to $399............................................................230
  $400 to $449............................................................132
  $450 to $499.............................................................46
  $500 to $549.............................................................52
  $550 to $599.............................................................24
  $600 to $649.............................................................23
  $650 to $699..............................................................2
  $700 to $749..............................................................0
  $750 to $999..............................................................9
  $1,000 or more............................................................0
No cash rent...............................................................38
LOWER CONTRACT RENT QUARTILE
Universe: Specified renter-occupied housing units paying cash rent
Lower contract rent quartile..............................................197
MEDIAN CONTRACT RENT
Universe: Specified renter-occupied housing units paying cash rent
Median contract rent......................................................279
UPPER CONTRACT RENT QUARTILE
Universe: Specified renter-occupied housing units paying cash rent
Upper contract rent quartile..............................................363
AGGREGATE CONTRACT RENT
Universe: Specified renter-occupied housing units paying cash rent
Total........................................................................525224
RACE OF HOUSEHOLDER
Universe: Specified renter-occupied housing units paying cash rent
White....................................................................1801
Black.......................................................................9
American Indian, Eskimo, or Aleut...........................................6
Asian or Pacific Islander..................................................10
Other race.................................................................12
AGGREGATE CONTRACT RENT BY RACE OF HOUSEHOLDER
Universe: Specified renter-occupied housing units paying cash rent
Total
 White.......................................................................515956
 Black.........................................................................2887
 American Indian, Eskimo, or Aleut.............................................1476
 Asian or Pacific Islander.....................................................2724
 Other race....................................................................2181
HISPANIC ORIGIN OF HOUSEHOLDER
Universe: Specified renter-occupied housing units paying cash rent
Not of Hispanic origin...................................................1816
Hispanic origin............................................................22
AGGREGATE CONTRACT RENT BY HISPANIC ORIGIN OF HOUSEHOLDER
Universe: Specified renter-occupied housing units paying cash rent
Total
 Not of Hispanic origin......................................................520317
 Hispanic origin...............................................................4907
AGGREGATE RENT ASKED
Universe: Specified vacant-for-rent housing units
Total.........................................................................56331
AGE OF HOUSEHOLDER(4) BY MEALS INCLUDED IN RENT
Universe: Specified renter-occupied housing units
Under 65 years
 With cash rent:
   Meals included in rent...................................................5
   No meals included in rent.............................................1442
 No cash rent..............................................................27
65 years and over
 With cash rent:
   Meals included in rent...................................................9
   No meals included in rent..............................................382
 No cash rent..............................................................11
VACANCY STATUS(3) BY DURATION OF VACANCY
Universe: Vacant housing units
For rent
 Less than 2 months........................................................55
 2 up to 6 months..........................................................25
 6 or more months..........................................................88
For sale only
 Less than 2 months.........................................................4
 2 up to 6 months...........................................................7
 6 or more months..........................................................21
All other vacants
 Less than 2 months........................................................18
 2 up to 6 months...........................................................8
 6 or more months..........................................................23
UNITS IN STRUCTURE
Universe: Housing units
1, detached..............................................................2681
1, attached................................................................58
2.........................................................................193
3 or 4....................................................................190
5 to 9....................................................................209
10 to 19..................................................................359
20 to 49..................................................................519
50 or more................................................................223
Mobile home or trailer....................................................212
Other......................................................................48
UNITS IN STRUCTURE
Universe: Vacant housing units
1, detached................................................................52
1, attached.................................................................9
2..........................................................................15
3 or 4.....................................................................11
5 to 9......................................................................4
10 to 19...................................................................13
20 to 49...................................................................71
50 or more.................................................................51
Mobile home or trailer.....................................................17
Other.......................................................................6
TENURE BY UNITS IN STRUCTURE
Universe: Occupied housing units
Owner occupied
 1, detached.............................................................2391
 1, attached...............................................................23
 2.........................................................................26
 3 or 4.....................................................................5
 5 or 9.....................................................................2
 10 to 19..................................................................10
 20 to 49...................................................................0
 50 or more.................................................................0
 Mobile home or trailer....................................................86
 Other.....................................................................14
Renter occupied
 1, detached..............................................................238
 1, attached...............................................................26
 2........................................................................152
 3 or 4...................................................................174
 5 or 9...................................................................203
 10 to 19.................................................................336
 20 to 49.................................................................448
 50 or more...............................................................172
 Mobile home or trailer...................................................109
 Other.....................................................................28
AGGREGATE PERSONS BY TENURE BY UNITS IN STRUCTURE
Universe: Persons in occupied housing units
Total
 Owner occupied
  1, detached............................................................6712
  1, attached..............................................................56
  2........................................................................56
  3 or 4...................................................................11
  5 to 9....................................................................4
  10 to 19.................................................................18
  20 to 49..................................................................0
  50 or more................................................................0
  Mobile home or trailer..................................................238
  Other....................................................................34
 Renter occupied
  1, detached.............................................................677
  1, attached..............................................................71
  2.......................................................................312
  3 or 4..................................................................302
  5 to 9..................................................................367
  10 to 19................................................................625
  20 to 49................................................................795
  50 or more..............................................................195
  Mobile home or trailer..................................................280
  Other....................................................................60
HOUSING UNITS SUBSTITUTED
Universe: Housing units
Substituted................................................................28
Not substituted..........................................................4664

AGE OF HOUSEHOLDER BY GROSS RENT AS A PERCENTAGE OF HOUSEHOLD INCOME
IN 1989
Universe: Specified renter-occupied housing units
15 to 64 years:
  Less than 20 percent....................................................538
  20 to 24 percent........................................................232
  25 to 29 percent........................................................179
  30 to 34 percent........................................................113
  35 percent or more......................................................351
  Not computed.............................................................52
65 years and over:
  Less than 20 percent.....................................................94
  20 to 24 percent.........................................................54
  25 to 29 percent.........................................................71
  30 to 34 percent.........................................................54
  35 percent or more......................................................139
  Not computed..............................................................9

AGE OF HOUSEHOLDER BY SELECTED MONTHLY OWNER COSTS AS A PERCENTAGE
OF HOUSEHOLD INCOME IN 1989
Universe: Specified owner-occupied housing units
15 to 64 years:
  Less than 20 percent...................................................1139
  20 to 24 percent........................................................287
  25 to 29 percent........................................................137
  30 to 34 percent.........................................................45
  35 percent or more.......................................................91
  Not computed..............................................................0
65 years and over:
  Less than 20 percent....................................................450
  20 to 24 percent.........................................................33
  25 to 29 percent.........................................................43
  30 to 34 percent.........................................................10
  35 percent or more.......................................................51
  Not computed..............................................................0


 

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